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Lifestyle Solutions' decision to remove the children came after one of its caseworkers assessed the carer's home in May."The kitchen sink was stacked with approximately one-foot high of dirty dishes," the Tribunal was told."There were piles of dirty clothes in the bedroom, on the floor and on the beds of children."The bathroom was observed to have several full baskets of dirty laundry.There were cleaning chemicals sitting on the counter in the bathroom but the bathroom was observed to be unclean and smelled."The toilet was unhygienic and unclean, smelled of urine and faeces."The Tribunal was also told about filthy conditions in the home's kitchen and rancid food being observed in and out of fridges."There was rotten fruit on the kitchen counter which the caseworker observed the carer to offer the child as a snack," the Tribunal heard."There were a number of fridges in the home which were child-locked."The fridge was observed to have no fresh food or vegetables in it and was full of condiments."The Tribunal said returning the children would expose them to an unacceptable risk of harm.But many consumers still face surcharges of up to 3% on some transactions – a substantial amount, especially on big purchases.This has been difficult to police, as it falls under the remit of Trading Standards to enforce.The days of paying a hefty fee simply for paying by credit or debit card will soon be over, as the government has announced plans to ban card surcharges in the UK.The new ban – which will take effect from 13 January 2018 – will mean retailers and traders are no longer allowed to charge you for using your credit or debit card when making a purchase.Usually, you’ll notice this fee as a 2% to 3% surcharge on your bill when you go to enter your card details.

campaigns against card fees Under the current system, many retailers charge consumers to pay with a credit or debit card, both in person and online.A tribunal has ruled that three children would be at great risk of harm and neglect if they were returned to their out-of-home carer employed by a Newcastle-based provider currently under the scrutiny of New South Wales Ombudsman's office.The Civil and Administrative Tribunal heard Lifestyle Solutions removed the children from the carer in May.We display all available credit card deals from providers large and small, whether we have a commercial agreement in place or not.It makes no difference to how the credit cards appear in our tables, meaning you’ll always be able to find the best deals.

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This will apply to transactions on any credit or debit card, including Visa, Mastercard and American Express.

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